|
|
Rethinking Employee Health Benefits in a Hybrid/Remote Work Environment
GeoBlue is committed to keeping our finger on the pulse of our industry. That’s why we recently sponsored a survey among 2,086 U.S. consumers, in partnership with Harris Poll, which revealed some interesting findings. |
International travel intent is high
Percentage of people who plan to ramp up their international travel over the next 5 years |
|
Remote work has blurred the lines between work and leisure travel
Percentage of employees who would rather travel internationally to work from different locations if their job allowed; this goes up to 29% for those aged 18-34 |
|
|
|
|
At the same time, more consumers are concerned about getting sick while traveling abroad
Percentage of travelers who agree that they’re concerned about getting sick while traveling abroad; this increases to 65% for parents and Gen Z |
|
This concern is warranted with one in four Americans having had a medical incident while traveling abroad
Nearly 1 in 4 Americans have had medical issues while traveling abroad |
|
|
|
|
Despite this, over 2/3 of Americans plan to rely on their domestic health insurance or don’t know how they would pay for medical care while traveling abroad
|
|
|
|
 |
Expect to use existing domestic health insurance plan |
 |
Expect to use travel insurance plan purchased for trip |
 |
Think they will need to pay out of pocket |
 |
Expect to use some other form of coverage |
 |
Don't know what they would do |
|
|
|
|
|
How consumers on an international trip expect to pay for medical treatment if they were to get sick or injured
The bottom line for employers
In this new world of remote work from anywhere and the blurring of leisure and business travel, employers need to rethink their approach to employee benefits. They also need to rethink how they classify and segment their employee population when individuals do not neatly fit into segments, such as business travelers or expats.
Employees who rely on their domestic health plan while traveling abroad create risk for themselves and their employer. Read more about how employers can respond to these risks and the range of solutions to consider to mitigate these risks.
Source: International Travel Medical Insurance: Awareness, Usage and Perceptions, Harris Poll & GeoBlue, December 2022.
|
|
Member Tools: eClaims
Did you know members can easily submit and track your claims online through our easy-to-use eClaims system? Based on members’ feedback, we’ve updated our claims status and descriptions to offer clearer explanations and made it easier to track claims in progress. We appreciate feedback from members and will continue to work toward simplifying their international healthcare experience. |
|
|
|
|
|
|
|
Important Updates Regarding COVID-19
On May 11, 2023, the U.S. federal Public Health Emergency (PHE) declaration for COVID-19 officially ended. Even though the COVID-19 PHE is now over, we are still committed to members' health. While vaccines and doctor’s visits for COVID-19 will still be covered, there are changes to members coverage based on the end of the PHE. The COVID-19 FAQ section of our website has been updated to include the changes in coverage. |
|
|
|
|
|
|
Blue Cross Blue Shield Global® is a Brand owned by Blue Cross Blue Shield Association. GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association: made available in cooperation with Blue Cross and Blue Shield companies in select service areas. Coverage is provided under insurance policies underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, IL, NAIC #80985. 4 Ever Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association.
CORP76581-BRK-7/23 |
|
|
|
|
|
|
